Built by Singapore operators, for Singapore SMEs.
Finance AI is a service from wGrow Technologies Pte Ltd — Singapore-first by design, not by translation.
Singapore-first
The rules don't translate.
Most global accounting tools approximate Singapore. We started from Singapore.
SFRS (not US GAAP, not generic IFRS).
Statements follow the Singapore Financial Reporting Standards, including SFRS for Small Entities where it applies.
IRAS GST schemes.
Monthly, quarterly, biannual, and not-registered — all four are first-class. The F5 worksheet is built around IRAS's box numbering, not invented from scratch.
ACRA UEN as identity.
Companies are keyed by their UEN. AGM, annual return, and ECI deadlines feed off ACRA's calendar.
SGD-anchored multi-currency.
Multi-currency books are supported, but SGD is the anchor. FX translation follows IAS 21 with rates you can override per period.
wGrow Technologies Pte Ltd
Built for the close that has to ship Monday.
Finance AI was built inside wGrow Technologies Pte Ltd because the close cycle for Singapore SMEs has always cost too much for what it delivers. We watched senior finance managers re-do work that AI could have done in minutes, and AI-generated work that no senior finance manager would put their name on.
We built a product where the two work together — not where one replaces the other. The AI does the volume; the human does the judgment; the customer signs off on a pack they can defend.
We're based in Singapore. The team has senior finance managers, software engineers, and one stubborn opinion: a product that asks you to translate your books into a system designed for someone else's country is a product that will let you down at year-end.
The team
Senior finance managers and the engineers who build their tools.
Lead Finance Manager
TODO
ACCA-qualified, 12 years between Big-4 audit and SMP advisory. Signs off every Growth and Enterprise close.
Engineering Lead
TODO
Built the 10-agent close pipeline and the group consolidation engine. Spent the prior decade on payments and reconciliation systems.
Founder
TODO
Operator background — ran finance ops at two Southeast Asia SMEs before starting wGrow.
Beliefs
Three things we won't compromise on.
Human in the loop.
AI does the boring 95%. A human Chartered Accountant signs off the 5% that matters. We don't ship sign-offs without one.
Auditor-defensible by default.
Every output is built to be defended. If we can't show you why the number is what it is, we don't put it in your statements.
Singapore-first.
SFRS, GST F5, ACRA. The product was built around these, not retrofitted onto an off-the-shelf accounting system.